Angela Ripley

Are You a Management Consultant? Insure the Future of Your BusinessWorkforces have changed. Today, consultants are commonly found in strategic roles across businesses. The evolution began long before the pandemic. Decades ago, management consultants began to stake out functions where they could step into companies and other organizations, teaming with their management to map strategies to cut costs, improve customer relationship management, leverage data analytics, introduce new business processes, introduce new technologies, augment skillsets, make supply chains and procurement more efficient and effective, and in some instances, assume responsibility for functions, such as public relations, payroll or external workforce management.…

Hiring WorkersAs the cost of traditional daycare centers continue to rise, the home childcare industry is primed for growth. Depending on your location, the number of workers required on a per-child basis will vary, but one thing remains certain: Bringing new employees or volunteers into your business creates exposures your business may not otherwise have faced. The following are just a few exposures regarding some unique insurance coverage issues your business should prepare for when bringing in help.Liability for the Actions of Employees and VolunteersRunning a home childcare business presents a multitude of liability concerns for employers and employees. The…

Insurance for Your Home-Based Childcare BusinessYou’ve properly registered, licensed or certified your home childcare business according to the requirements in your state and are ready to get to work. Before allowing a child to walk (or crawl) into your home, consider a few essentials for your business liability insurance.Liability CoverageThe law in some states may not require you to carry insurance for your home childcare business, but operating such a business without at least some essential liability insurance is extremely dangerous and could cause irreparable financial harm. Liability insurance covers claims of property damage and bodily injury for which your…

Money, Time & Peace of Mind: Benefits for Your Small BusinessAs a business owner, you have a lot on your plate. Sure, your finances are on the line. But on any given day, your role can evolve from being the boss to HR specialist to head of sales to sweeping floors — that’s just how it is. You spend every minute trying to meet the day-to-day demands of the business, working toward success.Insuring your business adequately can seem overwhelming, especially if you’re new to the game. But you can’t afford to get this wrong. Every company has multiple areas of…