Group benefits.

The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that makes sense for your company and your employees.

Our experienced benefits professionals take the time to understand your business. They bring bold thinking and industry expertise to help you stay on top of regulations and economic trends and focus on your first priority – recruiting and retaining the best employees. They work as your benefits advocate to keep your organization vital over the long-term.

Which employee benefits are right for your business?

Use the yellow hot spots and explore how employee benefits can help attract, retain and protect your team.

Disability Insurance

Employee Assistance Plan

Group Voluntary Benefits

Group Health Insurance

Life and Accidental Death and Dismemberment Insurance

Long-Term Care Insurance

If you don’t get healthcare through your employment, or if you’re self-employed, individual health insurance is an absolute must. Don’t panic about the costs; plans can be cheaper than you expect if you shop around and you’ll often have a lot of flexibility when it comes to the balance of premium costs and coverage.

The four big variables to watch out for are:
  • The deductible (how much you pay out-of-pocket before the insurer starts paying)
  • Co-payments (the percentage, if any, that you pay toward each medical or hospital bill, with the insurer picking up the rest)
  • Any annual limits on the total amount the insurer pays
  • Exactly which medical services, treatment and drugs the policy covers.

Depending on your health level and appetite for risk, you can often find a policy and price that’s just right for you.

When offering individual health insurance, insurers have a particular interest in making sure you stay healthy. That means they’ll often pay up to 100 percent of the costs of preventative healthcare, such as checkups, screenings and vaccines.

Health insurance is certainly a complicated topic, so if you want to find out more about getting the ideal plan, contact us today.