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Umbrella Insurance

Your Personal Umbrella Policy: A Few ‘Non-Negotiables’

By Personal Insurance, Umbrella Insurance
Trusted Choice® Personal Umbrella Your Personal Umbrella Policy: A Few ‘Non-Negotiables’ So maybe you’re still on the fence about whether purchasing a personal umbrella policy is a good move for you and your family. Following is a list of “non-negotiables” — that is, these are the exposures your family may have that make having an umbrella policy a must. If You Have Children Of course, kids are wonderful. But they sometimes do stupid things or hang out with other kids who do stupid things. Fair enough? Their conduct often leaves us adults shaking our heads (even while remembering we were…
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Commercial Umbrella Insurance: When General Liability Meets Risky Business

By Umbrella Insurance
Insurance Considerations for Businesses Insurance considerations for businesses can be many and overwhelming, and even with the best coverage in place, there can still be limits. That’s where a commercial umbrella policy comes in. Designed to give businesses extra coverage for those costs that exceed policy limits, an umbrella policy can be a saving grace for businesses hit with a claim that results in legal costs, medical bills, damage to others’ property, and judgments and settlements — to name a few examples. How does commercial umbrella insurance work? Basically, umbrella coverage extends the coverage that a business already has, providing…
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