Business Insurance

Own a Home-Based Business? Think ‘Presidentially’ When Considering Risks Own a Home-Based Business? Think ‘Presidentially’ When Considering Risks No, we are not implying you fancy yourself the next Washington or Lincoln. But are you the proud owner or founder of one of the estimated 59% of established businesses in the United States that operate from a home? Then, even if your face doesn’t appear on Mount Rushmore, for your business you are still the top dog, head cheese, or grand high poobah. So welcome to your month, Ms. or Mr. President! But just as you realize that there are similarities…

Insurance Menu for Fast-Food and Quick-Service Restaurants Insurance Menu for Fast-Food and Quick-Service Restaurants Fast-food and quick-service restaurants carry many of the same risks as other restaurants and businesses — for example, property damage, employee theft, and cyberattacks. A typical commercial policy generally will cover these common types of risks for a fast-food restaurant. However, if a restaurant is part of a franchise, leases its premises, or seeks a bank loan, it may be required to purchase additional insurance to cover risks that are specific to the fast- and quick-service food industry. If you own or operate a fast-food or…