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The Blog

Our latest insurance articles, insight and news.
Nov 25

Tips For Being Away For the Holidays

By Personal Insurance
Trusted Choice® Leaving Home for the Holidays Trusted Choice® Leaving Home for the Holidays Are you traveling for the holidays? Here are 15 top tips to keep your home safe while you are away: Make sure alarm systems and motion sensors are in place and working properly. Connect these to your phone to monitor activity at all times of day. Use automatic lights to scare potential robbers away. Let a neighbor know you are leaving and the amount of time you will be gone. Keep all trees and bushes trimmed. Overgrown shrubbery can be a good place for burglars to…
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Nov 11

Protect Your New Home While It’s Being Built

By Home Insurance
Building the home of your dreams requires you to think about insurance. Homeowners insure their homes with a homeowners policy—but what about the home that is still under construction? Perhaps some expensive lumber or copper piping is stolen from the construction site in the middle of the night: Some homeowners insurance policies might cover some losses, but their primary purpose is to cover existing homes. While your new home is under construction, builders risk insurance will financially protect it from perils related to its construction, as outlined in the policy. While builders risk insurance is not usually compulsory, it can…
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Oct 28

Secure Your Family’s Financial Future with Annuities

By Personal Insurance
Broadly speaking, an annuity is sold as a contract between a consumer and an insurance company. The buyer commits to a specified payment arrangement, and the company promises to pay the insured a lump sum or payment schedule. Payouts may begin immediately or in the future, depending on what is purchased. The amount of benefits paid hinges on the type of annuity purchased and the size of the insured’s investment. A death benefit may be built into the annuity, and a few may apply if funds are withdrawn early. Why consider purchasing an annuity? When the market crashed during the…
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Oct 14

Pet Insurance: Checklist of Things to Consider

By Pet Insurance, Specialty Insurance
Loving Milo & Otis: An Owner’s Guide to Insuring Pets It’s indisputable. Our fur babies are members of the family. We love them, and they return our love. As a nation, we spend in excess of $69 billion every year on the care and feeding of our pets. If something happens, is your pet insured? It seems like a simple question. But like most insurance-related inquiries, the answer depends on the policies you choose. If your pet is wounded, you will want to know whether your insurance will come to your aid. Likewise, if your pet injures another living being…
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Sep 30

Insurance Menu for Fast Food and Quick Service Restaurants

By Specialty Insurance
Fast-food and quick-service restaurants carry many of the same risks as other restaurants and businesses — for example, property damage, employee theft, and cyberattacks. A typical commercial policy generally will cover these common types of risks for a fast-food restaurant. However, if a restaurant is part of a franchise, leases its premises, or seeks a bank loan, it may be required to purchase additional insurance to cover risks that are specific to the fast- and quick-service food industry.If you own or operate a fast-food or quick-service restaurant and are concerned whether you are properly insured, talk with your local Trusted…
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Sep 16

Before the Hurricane: Safeguard the Future of Your Business

By Personal Insurance
Trusted Choice® Hurricane Insurance for BusinessAre you a business owner? Here are two alarming statistics about natural disasters for you: As many as 4 of 10 businesses that experience a natural disaster never recover. Worse, at least 1 in 4 businesses that are forced to close in the wake of a disaster never reopens. And if your business is small, or if all of your operations are in one location, the outlook worsens.If your business is located in a hurricane zone, you need to have a disaster plan in place. Luckily, you have an abundance of resources. You can find…
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Sep 02

Trusted Choice: Flood Insurance

By Personal Insurance
Water, Water Everywhere Water, Water Everywhere Water. We love it when it’s clean and tasty. We love it when it makes our gardens grow. We love swimming in it or watching it in fountains, waterfalls and oceans. We love water as long as it stays where it’s supposed to be. But that life-giving, cleansing force can be powerful and destructive despite our best efforts to tame or contain it. Every water-based system or appliance, whether it’s a sink or a dam, will eventually need maintenance or replacement. No building code can guarantee a structure will withstand a relentless barrage of…
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Aug 19

Having The Right Coverage in College

By Home Insurance, Personal Insurance
Trusted Choice® College Wars: May the Coverage Be with You!One of the most anticipated events and loved film series is Star Wars! From those who fondly remember seeing that massive star destroyer fill the theater screen for the first time in 1977, to those who’ve only watched the later animated version, millions of fans eagerly await a return to that universe far, far away.Similarly, the parents among you may also be remembering your inaugural journey to a college campus far, far away — as you prepare your own son or daughter for imminent departure into an unfamiliar universe. You may…
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Aug 05

Before the Storm Hurricane Preparation Checklist

By Personal Insurance
Trusted Choice®: Be Prepared for the HurricaneThe hurricane survival experts at the Florida Division of Emergency Management offer you advice for before, during, and after the storm.Countdown Checklist: Before the StormProperly preparing for a hurricane requires time and effort, but if a storm affects your family and your home, you’ll be glad you prepared. The following tasks are listed in chronological order from earliest to last. Do yourself and your loved ones a favor and get a jump on the steps counting down from 13 to 10 before the next hurricane season begins in your area.Take an inventory of your…
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Jul 22

The Dangers of Distracted Driving

By Auto Insurance
Distracted Driving – Helping to Halt the Problem Distracted Driving – Helping to Halt the Problem Distracted driving has become one of the most major causes of serious automobile accidents in the United States. According to the Virginia Tech Transportation Institute, 80% of automobile accidents involve driver inattention. Eating, drinking, applying makeup, and the use of GPS are all distractions that have contributed to this astounding number of accidents. The use of mobile phones behind the wheel undoubtedly proved to be the biggest problem. Texting while driving is 6x more likely to cause an accident than drunk driving. According to…
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