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For your car, home and business. V. W. Brown Insurance Service has it all for you in one place, serving the insurance needs of individuals, families and businesses. As an independent insurance agent, we represent many top-rated insurance companies.

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Getting the right insurance protection, superior claim service when you need it, ultimate convenience and the right price can seem like a tall order; VW Brown Insurance Service makes it seem easy.

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Researching and buying life insurance was an intimidating process for my husband and myself, who really knew nothing about the industry. It was a relief to have Mark Kokosko to guide us through our options and to help us look at our financial picture as a whole. The terminology was new to us and Mark took his time to explain all of the details so that we could make educated decisions. I would happily recommend Mark and VW Brown to others looking for life insurance.

Laurie HollowayLife Insurance Client

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Specialty Insurance

Guard against Cyber Attacks with Cybersecurity Insurance

Guard against Cyber Attacks with Cybersecurity InsuranceRansomware attacks are among the latest, costly means by which hundreds of organizations and tens of thousands of computers have been infected throughout the world.In May 2021, the group REvil attacked JBS, a meat producer that processes about one-fifth of the U.S. meat supply. JBS reportedly paid an $11 million ransom to the cyber criminals.That attack came on the heels of the hack in the spring of 2021 on Colonial Pipeline, which carries 100 million gallons of fuel daily through 5,500 miles of pipeline. Critical infrastructure was knocked out of operation for more than…
Business Insurance

What Is Business Insurance? – Part 2

Trusted Choice Business Insurance FAQIs Business Insurance Tax-Deductible?According to the IRS, “you can deduct the ordinary and necessary cost of insurance as a business expense, if it is for your trade, business or profession.” You should consult a tax professional if you have questions, or you can refer to IRS Publication 535, “Business Expenses.”Does Business Insurance Pay for Lawsuits?You may be surprised to learn that during the average year, 36% to 53% of small businesses and nearly 90% of U.S. corporations are involved in some type of litigation or legal dispute. Even small, home-based businesses run the risk of being…
Business Insurance

What Is Business Insurance? – Part 1

Trusted Choice® Business Insurance FAQWhat Is Business Insurance and Why Do I Need It?Business insurance is a category of insurance policies that specifically protects a company, large or small, from financial loss. Business insurance can include everything from liability and property insurance to business interruption and cybercrime insurance. The business insurance protection that you need is as individual as your company is.The type of coverage you should purchase and the amount of risk your policies should insure are determined by several factors: the size of your company, the number of people you employ, the type of business you’re in, and…