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The Latest Articles
What Is Condo Insurance? – Part 1
What Is Condo Insurance? - Part 1 What Is Condo Insurance? When you purchase a condominium, you want to protect that investment in case of adversity — whether a fire, plumbing catastrophe, liability or theft, to name a few. The condo association should maintain insurance on the building, but it will not deliver all the coverage a condo owner needs. An HO-6 condo policy will insure your unit and can provide liability coverage. Condo association insurance typically does not cover all damage to the structure or contents in a member’s condo unit, leaving an insurance gap and making you vulnerable…
Electrical Contractor? Financial Protections for Your Business
Electrical Contractor? Financial Protections for Your Business Electrical Contractor? Financial Protections for Your Business Electricians are exposed to significant and often unique hazards when providing services related to the electrical systems in home, business, and industrial settings. Electrical shocks, fires, explosions, or other accidents on the job can happen when working with live wires, circuits, and electrical equipment. Electricians face risk of bodily injury and damage to their vehicles, equipment, and property. Potential claims of negligent work or damage to customer property are also significant risks. It’s crucial for electrical contractors to have adequate insurance coverage to protect their businesses,…
Side Hustles and Entrepreneurism Have Risks: Are You Covered?
Side Hustles and Entrepreneurism Have Risks: Are You Covered? Side Hustles and Entrepreneurism Have Risks: Are You Covered? After businesses shuttered and U.S. workers were sent home at the height of the pandemic in 2020, a report from Dollar Sprout revealed that more than 27% of those with a side hustle rely on that income to pay their bills. They might be doing anything from tutoring, freelance writing, offering professional consulting services, walking dogs or delivering groceries, to name a few. The Dollar Sprout report also revealed that: Of those with a side hustle, 18% expect to turn it into…