Robert (Bob) Kretzmer, a native of Washington, D.C., has been a licensed agent for over 38 years and specializes in Commercial Insurance, Aesthetician, Barber, Beauty, Cosmetology, and Massage Schools and Beauty Salons, Day Spas, barber Shops and Independent Cosmetologists on a nationwide basis. Bob is an Advisory Board Member of Rough Notes Magazine. He has achieved the Executive Director of The Rough Notes Company Community Service Award for Independent Insurance Brokers, Agents, and Agencies.

Bob received his MBA from Memphis State University and was the former president of the CPIA (Certified Professional Insurance Agent) Society. He currently holds a Certified Insurance Counselor (CIC) designation.